Dynamic (acquired by Fireblocks) provides a powerful multi-chain wallet adapter and embedded wallet solution with a focus on developer experience. Dynamic offers a sleek, customizable UI for wallet connection and management, supporting a wide range of chains and authentication methods. However, as projects mature, they often encounter limitations in customization, cost, or the need for deeper infrastructure control.
If you are evaluating Dynamic or looking for alternatives that offer more flexibility and sovereignty, here are the top choices in 2025.
1. Openfort
Openfort (that's us 👋) is an open-source wallet infrastructure solution that provides powerful wallet capabilities to abstract crypto complexity for both users and developers. Its platform allows developers to plug and play any signer (including OpenSigner) and contract they prefer, simplifying the whole vertical use case—from cross-app ecosystems and AI agents to fintech and DeFi.
Key Features
- If you're currently using Dynamic and hitting limits around smart account capabilities (e.g. need custom session keys or specific paymaster logic) or find the per-user pricing prohibitive at scale.
- Open source, Self-hosting option, Vendor neutrality: Openfort is built on open standards and open-source code, allowing you to audit, fork, or self-host your wallet infrastructure if needed. Learn more about how to avoid wallet vendor dependency.
- Concrete example: You want to build a white-label wallet solution for your enterprise clients where each client has their own branded wallet experience using embedded wallets and smart accounts, all managed under a single Openfort instance.
Comparison Table: Openfort vs. Dynamic
| Feature | Openfort | Dynamic |
|---|---|---|
| Open Source | ✅ (OpenSigner) | ❌ |
| Smart Wallets | ✅ Native (4337, 7702) | ⚠️ Third-party / Basic |
| UI Customization | ✅ Full Headless Control | ⚠️ Widget Configuration |
| Authentication | Any OIDC Provider | Built-in / Socials |
| Pricing | Generous Free Tier (1k MAU) | Starts at $249/mo (5k MAU) |
| Vendor Lock-in | ❌ None (Exportable keys) | ⚠️ High (Proprietary) |
| Gas Sponsorship | ✅ Granular Policies | ⚠️ Basic |
| Session Keys | ✅ Flexible | ⚠️ Third-party |
| Ecosystem SDK | ✅ Cross-app support | ✅ Whitelabel global wallet |
Scaling Considerations
- High User Volume, Low Transaction Volume: Dynamic charges $0.05 per MAU after the included 5,000. Openfort offers 1,000 MAUs and 500 transactions for free. For an app with 50,000 users, Openfort could save you thousands of dollars per month.
- Transaction Orchestration: Dynamic often relies on third-party providers for the underlying transaction infrastructure. Openfort orchestrates this natively, ensuring a cohesive experience and a single point of accountability for your entire wallet stack.
- Low User Volume, High Transaction Volume: Openfort's transaction-based pricing is transparent and scales with your activity. Dynamic also has transaction-based pricing options, but Openfort's focus on smart account gas sponsorship gives you more control over costs.
Why developers choose Openfort
Developers choose Openfort when they want the power of smart accounts (gas sponsorship, batching, automation) combined with the freedom of open-source infrastructure, rather than just a UI wrapper.
2. Privy
Privy is a direct competitor to Dynamic, focusing on streamlined onboarding. Privy is known for its high-conversion onboarding flows and "invisible" wallet creation.
Comparison Table: Privy vs. Dynamic
| Feature | Privy | Dynamic |
|---|---|---|
| UI Philosophy | Minimal / Headless | Polished Widget |
| Onboarding | Best-in-class conversion | Strong |
| Pricing | Expensive ($299+ for >500 MAU) | Moderate ($249 for 5k MAU) |
| Multi-chain | ✅ EVM, SVM, BTC | ✅ EVM, SVM, Cosmos |
| Auth Focus | Social / Email Onboarding | Wallet Aggregation |
Scaling Considerations
Privy is generally more expensive for early-stage startups (low free tier limit) compared to Dynamic.
- Choice: Choose Privy if conversion rate is your #1 metric and you can afford the premium. Choose Dynamic for a balance of features and cost.
Why developers choose Privy
Teams choose Privy for its superior conversion rates in consumer applications.
3. Web3Auth
Web3Auth provides the authentication infrastructure that powers many wallets. Web3Auth is a lower-level provider focused on key management via MPC.
Comparison Table: Web3Auth vs. Dynamic
| Feature | Web3Auth | Dynamic |
|---|---|---|
| Scope | Auth & Keys | Full Wallet UI |
| Integration | SDK | Widget |
| Cost | Low ($69/mo) | Medium ($249/mo) |
| UI | Build your own | Pre-built Widget |
| Auth Network | Distributed | Centralized |
Scaling Considerations
Web3Auth is significantly cheaper ($69/mo for 3,000 MAUs) than Dynamic.
- Trade-off: You save money but have to build your own UI and wallet management logic.
Why developers choose Web3Auth
Developers choose Web3Auth when they want to build a completely custom UI and just need a secure way to handle keys.
4. Sequence
Sequence is the go-to alternative for gaming projects. Sequence offers a complete stack for web3 games, including Unity/Unreal SDKs that Dynamic lacks.
Comparison Table: Sequence vs. Dynamic
| Feature | Sequence | Dynamic |
|---|---|---|
| Gaming SDKs | ✅ Unity, Unreal | ❌ |
| Smart Accounts | ✅ Native | ⚠️ Basic |
| Marketplace | ✅ Built-in | ❌ |
| Indexer | ✅ Built-in | ❌ |
| Focus | Gaming | General |
Scaling Considerations
Sequence's pricing is designed for games.
- Gaming: If you are building a game, Sequence offers more value per dollar by bundling gaming-specific features.
Why developers choose Sequence
Game studios choose Sequence because it understands the specific needs of game loops and player economies.
5. Thirdweb
Thirdweb offers a broad suite of web3 development tools. Thirdweb's Connect SDK is a direct alternative to Dynamic's widget.
Comparison Table: Thirdweb vs. Dynamic
| Feature | Thirdweb | Dynamic |
|---|---|---|
| Ecosystem | Full Stack | Wallet Focus |
| Pricing | Free Tier + Usage | SaaS Subscription |
| Customization | High | Medium |
| Smart Wallets | ✅ Integrated | ⚠️ Partner Integrations |
| Deploy Tools | ✅ Extensive | ❌ |
Scaling Considerations
Thirdweb's Starter plan is $5/month.
- Value: For teams on a budget, Thirdweb offers a "good enough" wallet solution for free, whereas Dynamic requires a subscription for serious usage.
Why developers choose Thirdweb
Teams choose Thirdweb for the convenience of having contracts, payments, and wallets all in one place.
6. Turnkey
Turnkey is for teams building their own wallet infrastructure. Turnkey provides the security primitives to build a wallet like Dynamic from scratch.
Comparison Table: Turnkey vs. Dynamic
| Feature | Turnkey | Dynamic |
|---|---|---|
| Level | Infrastructure | Product |
| Control | ✅ Unlimited | ⚠️ Limited |
| Effort | High | Low |
| Security | TEE (Enclaves) | MPC / TEE |
| Pricing | Usage-based | SaaS |
Scaling Considerations
Turnkey is usage-based.
- Build vs Buy: Using Turnkey requires a significant engineering investment but eliminates the per-user SaaS fees of Dynamic.
Why developers choose Turnkey
Fintechs and large platforms choose Turnkey to own their wallet stack completely.
Building In-House Wallet Product
If Dynamic's customization limits or pricing don't work for you, building in-house is an option.
Pros
- Brand Control: Pixel-perfect control over the UI.
- Cost: No monthly subscription fees.
Cons
- Complexity: Supporting hundreds of wallets and chains is difficult.
- Maintenance: Wallets break, standards change, and maintaining a connector library is painful.
For a deeper dive into the trade-offs, check out our guide on building vs buying wallet infrastructure.
FAQ
1. Does Dynamic support smart accounts? Dynamic has integrations with smart account providers (like ZeroDev or Kernel), but it is primarily an EOA (Externally Owned Account) management tool. Openfort is native smart accounts.
2. Can I use Openfort with Dynamic? Yes, you can use Dynamic for the UI and Openfort for the smart account infrastructure.
3. Is Openfort cheaper than Dynamic? For most use cases, yes. Openfort's free tier (1k MAU) allows you to start for free, and our usage-based pricing is designed to scale efficiently.
Conclusion
Dynamic is an excellent product for teams that want a polished, out-of-the-box wallet UI.
However, if you need native smart account features, open-source flexibility, or a more scalable pricing model, Openfort is the superior choice.
Check out Openfort's documentation to see how you can build a better wallet experience today.